(BPT) - Many options exist when it comes to investing, and the variety of choices can be overwhelming. Whether it’s stocks, capital investments or the latest investment tool, each seems to come with its own set of rules and specialized terms. But one tool stands out as simple, safe and acces…

(StatePoint) It is hard to think about death, but organizing your financial paperwork, having a will, making sure you have an appropriate amount of life insurance coverage and even writing out funeral plans, can help ensure that loved ones left behind have a little less to worry about during…

(StatePoint) While there’s no doubt that putting money aside with each paycheck is an essential component to a healthy financial future, it’s important to keep in mind that not all savings accounts are going to give you the same pay back or benefits.

(BPT) - Your financial health impacts your life, not only in the way you live today and in the future, but in the legacy you leave behind to those you love the most. Whether you’re paying off student loans, buying spin classes or caring for an aging loved one, the way you live today and in t…

by Anthony Bradley

(NAPSI)—The Employee Benefit Research Institute estimates that a typical 65-year-old couple will spend a total of $265,000 in health care costs over the remainder of their lives. This staggering amount of money has the potential to derail even the best-laid retirement plans.

(StatePoint) For kids, October is a big month because it includes the one night where costumes are encouraged and begging for candy is expected. But it’s also National Financial Awareness Month, and amazingly, many teenagers will graduate high school this year with little knowledge about how…

(StatePoint) Whether you’re a novice or experienced investor, there are steps you can take in order to take control of your financial destiny, and you don’t necessarily need a professional financial planner to do so, say some experts.

(StatePoint) When it comes to purchases, Americans overwhelmingly prefer credit cards to cash or debit cards, yet few review the rewards and benefits that come with their card. This means millions of Americans may be missing out on experiences, cash back or other benefits that credit cards offer.

(NAPSI)—While no one really likes to talk about the scenarios in which life insurance becomes necessary, having these conversations and taking the required steps to insure your legacy is the best way to protect loved ones’ financial futures—and is especially important as you near retirement.

(BPT) - Up to 40 percent of food grown, processed and transported in the United States is never eaten, yet one in eight Americans suffers food insecurity. The average four-person family wastes $1,500 a year on food.

(StatePoint) No matter if you’re single or married, in your twenties or your forties, a parent or not, life insurance coverage is important in ways you may not realize, and costs less than you’d expect. And experts now stress that employer-sponsored coverage typically isn’t sufficient to cov…

(NAPSI)—A recent survey by Ameriprise Financial found that 68 percent of retirees with at least $100,000 in assets have not yet taken money out of their savings, beyond what they must withdraw as part of the IRS’ required mini-mum distributions from their retirement accounts.

(StatePoint) Nearly half of consumers have encountered an emergency expense in the past year, but when it comes to financially preparing for the unexpected, many fall short, according to CIT Bank’s new Summer Savings Survey conducted by The Harris Poll. What’s more, the survey also found tha…

(StatePoint) Life insurance. It’s something that most people need but a topic that no one wants to discuss, leading to many misconceptions.

(StatePoint) With consumer debt on the rise and many failing to adequately save for the future, experts say that financial illiteracy is a major problem for Americans -- and one that communities and parents have a joint responsibility to address, starting in childhood. And right now, most ch…

(BPT) - Adding a cosigner to your student loan application can be a smart financial move, according to a new analysis from online student loan marketplace Credible.com. The research found that borrowers who added a cosigner to their private student loan applications were more than five times…

(NAPSI)—Each year, hundreds of thousands of Americans are injured in serious accidents. Though the causes may be different, one thing is increasingly common: Because there are often long delays in collecting payments for legitimate insurance claims, injured parties can become “twice victims.”

(BPT) - Now more than ever, women are speaking out on a variety of issues, from social inequality to inadequate representation to harassment, but there is one thing that’s still taboo: money.

(StatePoint) Whether you’ve just moved into your dream home and are experiencing the elation of making it your own or you are a few years into paying off your mortgage, if you are like most homebuyers, chances are you have the standard 30-year mortgage and may feel daunted as you anticipate …

(NAPSI)—Parents identify with Yoda more than other Star Wars characters when it comes to family finances—according to a survey by New York Life. Yoda is patient, uses past experiences to guide future decisions and finds it important to teach the next generation.

(NAPSI)—Managing money as a college student can be challenging—with juggling tuition, room and board, books and everyday expenses, costs can quickly add up. Money is often tight and income limited. What's more, for many, college is a time when they may be managing their money for the first t…

(StatePoint) As the saying goes, “men are from Mars, women are from Venus.” But when it comes to how each gender approaches their finances, the two groups might as well be from different universes, according to findings from the recent PNC Investments Millennials & Investing Survey.

(StatePoint) When it comes to retirement planning, anxiety comes with the territory. Will you be able to maintain your lifestyle in retirement? Will you have enough to cover your monthly bills without depleting your savings? Are you at risk of outliving your money? While such concerns are co…

(StatePoint) Saving for retirement and college simultaneously is a balancing act that many families face. However, experts say these goals don’t have to be in competition with each other. To manage both priorities, consider the following tips.

(BPT) - You know the old saying, that if it's too good to be true, it probably is?

(NAPSI)—With the unemployment rate dropping below 4 percent for the first time since 20001, higher education could help those looking to take advantage of record employment.2

(NAPSI)—According to the National Safety Council, in the United States there are about 10 million accidents of all kinds each year: from parking lot scrapes to multicar pileups. Nearly 1.3 million people die in road crashes, and an additional 20−50 million are injured or disabled.

(NAPSI)—If you or someone you care about is among the 3.6 million students who will graduate high school next year, here’s a hint: Vacation time is a good time for seniors and their parents to get a head start on the college application process. You can focus on finding the right college wit…

(NAPSI)—John and Jennie were renting a small house in Delray Beach, Florida when the perfect house came on the market: only four blocks from their rental home, 3,400 square feet, with five bedrooms and the biggest yard in the neighborhood. An excellent fit for their family of six.

(NAPSI)—The United States has long been considered a leader in entrepreneurial pursuits, with everyone from ambitious self-starters to certified moguls making their way here from around the globe to transform dreams into realities. According to the Global Entrepreneurship Development Institu…

(StatePoint) Parents are socking away more money for their children’s higher education, and they are doing so in smarter ways, suggests a new report from Sallie Mae.

(NAPSI)—There are a little over 3 million teachers in America’s public schools and for the majority of them, interacting with children is the best part of the job. That’s just as well, since for too many, salary and working conditions are pretty poor.

(StatePoint) Now comprising the largest percentage of the workforce, millennials report that their parents did not give them much guidance about investing and many are not confident they are saving enough for the future.