(NAPSI)—The stock market is down and it's tax season. We've got money on our mind and how to save it. So we've rounded up our top three favorite apps to help you save or at least make sure you don't overpay.

(NAPSI)—How much do you know about credit, credit reports, credit scores and how they work? Even if the answer is “not much,” there are resources available to help you learn more about credit and put you in the driver’s seat.

(StatePoint) With heightened talk of rising interest rates, many prospective homebuyers are understandably concerned about whether it’s the right time to purchase a home.

(NAPSI)—Only about one-third (31 percent) of middle-income baby boomers feel prepared for retirement, according to a recent study conducted by Bankers Life Center for a Secure Retirement. However, even if you only recently started your preparation for retirement or have not yet begun, it is …

(StatePoint) People are living longer, fuller lives than ever before, which means retirement plans need to stand the test of time. With this in mind, it makes sense to review your financial plan and make necessary tweaks to set yourself up for success.

(NAPSI)—The United States’ national graduation rate rose to record highs in 2017.

by Marsha Barnes

(NAPSI)—If you’ve been a victim of identity fraud lately, you’re not alone. Nearly 17 million other Americans were, too, according to the 2018 annual Identity Fraud Study released by Javelin Strategy & Research, a research-based advisory firm that helps its clients to make better-informe…

(StatePoint) Spring is in the air and it’s time for the annual ritual of deep cleaning, dusting, mopping, organizing -- and checking your credit report.

(NAPSI)—A comprehensive 2016 survey conducted by Kaiser Family Foundation and The New York Times found that one in five (20 percent) working-age Americans with health insurance and 53 percent of uninsured Americans reported having problems with medical bills in the past year.

(NAPSI)—The choice about where to live in retirement is one of the most crucial decisions that a senior makes. It’s not just a major financial consideration, it’s also a highly emotional issue as a retiree’s home is often the anchor to their golden years.

(NAPSA)—You may have heard the terms “security freeze” and “credit report lock.” While they are sometimes used interchangeably, they aren’t exactly the same. While both are designed to help you restrict certain access to your credit information, they do so in different ways.

(NAPSI)—Last year saw a number of high-profile data breaches that caused major headaches for consumers, and that’s not likely to change. The Equifax data breach, for example, compromised the personal information of approximately 147.9 million Americans (basically all U.S. adults with credit …

(NAPSI)—By 2020, one in three Americans will be over age 50. If you or someone you care about expects to be among them, there’s something you may want to consider—and it’s electric.

(BPT) - If a smooth-talking phone caller has ever tried to cheat you out of your hard-earned money, you’re far from alone. Further, such scams tend to be rampant at tax time.

(NAPSI)—Good negotiating skills are learned over time and, when done well, can provide many benefits. However, new findings from a University of Phoenix survey found that while almost 60 percent of men are comfortable negotiating their salary, only 42 percent of women say the same1.

(NAPSI)—You may have been hearing a lot about the workings of your government and its official documents lately—but often they’re much easier to see than most people realize.

(NAPSI)—If you ever feel your finances are too stretched to save for retirement, you're not alone—and there could be good news for you. The Saver's Credit—a little-known tax credit made available by the IRS to eligible taxpayers—could make saving for retirement more affordable than you think…

(BPT) - The last year of high school is a whirl of activity, and it’s no different when it comes to the final leg of college selection. Once the acceptance notifications arrive, it will soon be time to sit down with a different stack of mail: financial aid letters.

(NAPSI)—Despite 41 percent of millennials opting for “vacation moves”—relocating somewhere without the intention of staying permanently—reports show that the nomadic life might not be all it’s cracked up to be. Mobility has its perks, but the greatest social advantages are found in homeowner…

(NAPSI)—When it comes to restricting certain access to their Equifax® credit reports, consumers have a new option with the Equifax Lock & Alert™ service. The service, which was launched on Jan. 31, is free for life and gives consumers the ability to quickly lock and unlock their Equifax …

(NAPSI)—Investing experts typically refer to two iconic animal mascots when talking about investor sentiment, the Bull and the Bear. If you’re “bullish,” you think stocks are going up and you invest aggressively. If you’re “bearish,” you expect stocks to go down and you look for more conserv…

(BPT) - Ninety-six percent of Americans are now shopping online, according to a recent study from CPC Strategy.

(NAPS)—Every year, millions of Americans are denied loans for homes and cars due to errors on their credit reports. While a late payment or derogatory mark from a creditor may seem harmless, it can have long-standing consequences on your credit, most notably your credit score.

(NAPSI)—The recent run-up in price for Bitcoin and other virtual currencies has piqued investors' interest. However, the U.S. Commodity Futures Trading Commission (CFTC) advises investors to understand the risks that go with virtual currencies before adding them to their portfolios.

(NAPSI)—For seniors who have already entered retirement, there are some important things that can be done in 2018 to make it better and more fulfilling:

by Laurie Dodge

(NAPSI)—Taxes are inevitable, but there are many smart ways to save time and money throughout the process. Marsha Barnes, a certified financial social worker, financial educator and certified credit report reviewer, helps identify five important tips to consider:

(NAPSI)—Employers looking for qualified and highly skilled workers may be missing out on an untapped talent pool-people with disabilities. Individuals with disabilities can offer employers a competitive edge, helping diversify and strengthen their workplaces through creativity, innovation an…

(NAPSI)—There's good news for young people hoping to buy their first home. A recent National Association of Realtors® (NAR) survey found that buying a house while carrying student debt is not impossible. In fact, 41 percent of recent first-time buyers had student debt, with a typical balance…

(BPT) - Starting a business can be tough. Growing one can be even harder.